About Us Have you been doing all the “right things” financially that you’ve been taught to do, but you’ve been disappointed again and again? If so, you’re not alone:Wall Street lost more than 49% of investor’s money – TWICE – just since the year 2000. It could easily happen again in the next five to ten years… or starting todayThe only guarantee Wall Street gives you is that they get paid whether you win or loseThe typical household nearing retirement has an average of only $111,000 in their combined retirement accounts, which will provide them $500 per month – not even enough to cover basic necessitiesIf you’re like most people, you don’t have any idea what your retirement account will be worth when you need it – but it doesn’t have to be that way!There are two ways to improve your finances:Find a better product that potentially pays a higher return often requiring more risk.Be more efficient by avoiding unnecessary losses.I believe there is more opportunity to serve my clients by helping them avoid the losses than by picking the winners. Can You Answer the Four Financial Questions?What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life?How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last until life expectancy?Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle until life expectancy?If you don’t do anything different than you are doing today, how much will you have to reduce your standard of living at retirement for your money to last for life?Schedule your session now at LinkedIn@jnwoodard.com and I’ll answer those questions for you – then you’ll be able to determine if I’ll be able to help you – and if what I do is what you are looking for. No pressure.